Pricing Policy

Pricing Analysis

Practically all asset classes will be available through the OMSAA framework in a phased manner

  • Bank deposits including fixed deposits, savings deposit accounts, recurring deposit accounts and current deposit accounts.
  • Deposits with NBFCs
  • Structured Investment Product(SIP)
  • Commercial Paper(CP)
  • Certificates of Deposit (CD)
  • Government Securities (Tradable)
  • Equity Shares
  • Bonds
  • Debentures
  • Mutual Fund Units
  • Exchange Traded Funds
  • Indian Depository Receipts
  • CIS (Collective Investment Schemes) Units
  • Alternate Investment Funds (AIF) Units
  • Insurance Policies
  • Balances under the National Pension
  • System (NPS)
  • Units of Infrastructure Investment Trusts
  • Units of Real Estate Investment Trusts
  • Any other information as may be specified by the Bank for the purposes of these directions, from time to time.

Board Approved /Proposed Pricing Policy

Our Pricing is based on the SaaS model in which the price will be per data fetch delivered in eachconsent.

The upfront charges is INR 15-20 per data fetch for FIUs, which may vary from customer to customer. FIPs may not be charged any amount, and this may also change for some customers.

However, any changes to the above may be adopted by the OMSAA based on market conditions. Itis further decided that customers or data principals may not be charged for OMSAA usage. It iswithin the discretion of the CEO & Directors to make changes based on market evolution.

Pricing is generally per data fetch delivered for onetime consent and per user per period (e.g. amonth) with fixed number of fetches per period, in periodic consent.

Pricing Upgradation Parameters


  • FIP – Financial Information Provider: Bank, NBFC, AMC, depository, depositoryparticipant, insurance company, insurance repository, pension fund
  • FIU – Financial information user: an entity registered with and regulated by anyfinancial sector regulator
  • AA – Account Aggregator
  • FSR – Financial Sector regulator; RBI, SEBI, IRDAI, PFRDA
  • CR – Central Registry: A centrally hosted (under one of the FSRs) repository ofKey/Certificate of FIU, FIP & AA’s.


  • The company has right to revise the pricing proposal, the revised pricing proposal shall be divested to OMSAA Board of Directors for their approval.
  • Once revised pricing policy approved, the pricing will be available on the OMSAAWebsite in the public domain and the same shall be lodged with RBI.
  • No customers will be charged until pricing details are published in the publicdomain.