Investment Platforms

Enable Seamless Investment Account Linking and Consolidated Wealth Tracking

Role

Role in AA Ecosystem

As FIU (Financial Information User)

Investment platforms use OMS AA to:

  • Link customer investment accounts (MF, stocks, bonds, ETFs) from multiple sources
  • Display consolidated portfolio view
  • Track net worth across asset classes
  • Share portfolio data with wealth advisors or tax professionals

In Practice

Key Use Cases

1

Multi-Account Aggregation

  • Investor has MF accounts at Vanguard, Fidelity, and BlackRock
  • Consents to link all accounts via investment platform
  • Platform displays consolidated portfolio, allocation, returns
  • One dashboard for all investments
2

Performance Tracking

  • Investor links accounts and sees returns across all investments
  • Platform compares returns vs. benchmarks
  • Recommends portfolio rebalancing
  • Tax reports across all accounts
3

Direct Tax Reporting

  • Investment platform retrieves complete portfolio data
  • Facilitates access to tax-related financial data for accountant
  • Simplifies tax filing

Regulatory

Compliance

  • SEBI Suitability: Portfolio data used only for reporting and suitability, not secondary marketing
  • DPDP Compliance: Data erasure when customer closes portfolio or revokes consent
  • No Analysis: Investment platform presents data but doesn't provide investment advice (unless separately SEBI-registered for advisory)