Investment Platforms
Enable Seamless Investment Account Linking and Consolidated Wealth Tracking
Role
Role in AA Ecosystem
As FIU (Financial Information User)
Investment platforms use OMS AA to:
- Link customer investment accounts (MF, stocks, bonds, ETFs) from multiple sources
- Display consolidated portfolio view
- Track net worth across asset classes
- Share portfolio data with wealth advisors or tax professionals
In Practice
Key Use Cases
1
Multi-Account Aggregation
- Investor has MF accounts at Vanguard, Fidelity, and BlackRock
- Consents to link all accounts via investment platform
- Platform displays consolidated portfolio, allocation, returns
- One dashboard for all investments
2
Performance Tracking
- Investor links accounts and sees returns across all investments
- Platform compares returns vs. benchmarks
- Recommends portfolio rebalancing
- Tax reports across all accounts
3
Direct Tax Reporting
- Investment platform retrieves complete portfolio data
- Facilitates access to tax-related financial data for accountant
- Simplifies tax filing
Regulatory
Compliance
- SEBI Suitability: Portfolio data used only for reporting and suitability, not secondary marketing
- DPDP Compliance: Data erasure when customer closes portfolio or revokes consent
- No Analysis: Investment platform presents data but doesn't provide investment advice (unless separately SEBI-registered for advisory)